Direct Indexing

Direct indexing gives investors a more personalized way to own and manage a portfolio, with greater flexibility than traditional pooled funds.

Why Direct Indexing Matters

More Customization: Investors can tailor holdings around personal preferences, tax needs, or concentration concerns.

Tax-Loss Harvesting Opportunities: Direct ownership of securities may create more opportunities to manage taxable gains and losses.

Greater Transparency: You can see exactly what you own and how your portfolio is structured.

Flexible Portfolio Design: Direct indexing can help align investments with broader financial, tax, and estate planning goals.

How to Think About Direct Indexing

Consider whether your portfolio size and tax situation make direct indexing appropriate.

Review how it fits alongside existing investments, retirement accounts, and concentrated positions.

Use it as part of a disciplined investment strategy, not as a short-term trading tool.

Coordinate it with your tax advisor where needed.

Final Thoughts

Direct indexing can add meaningful flexibility, but it works best when paired with thoughtful portfolio management. The value is not just customization; it is using that customization with purpose.